Apply in minutes. Funding in 24-48 hours. Bad credit OK. No collateral required.
Restaurant merchant cash advance • Trucking business funding • Construction business funding • Dental practice financing • HVAC business funding • Retail store funding • Amazon seller financing • eCommerce business funding
Restaurant merchant cash advance for food trucks, cafes, fast food, and fine dining.
Trucking business funding for fleet expansion, fuel costs, repairs, and operations.
Construction business funding for contractors, subcontractors, and equipment.
Amazon seller financing, Shopify funding, and eCommerce business funding.
Why HarbourFundingSolutions
We specialize in unsecured business loans and revenue based financing for small businesses. Bad credit OK — we consider your business revenue, not just your credit score. Fast approval business funding with transparent terms.
Our goal
"Simplify the funding process by connecting business owners with flexible loan options — merchant cash advance, business line of credit, working capital loans, and revenue based financing. Every business deserves the opportunity to grow with the right financial support, even with bad credit or no collateral."
Our impact in numbers
Businesses Funded
From restaurants and trucking to eCommerce and construction — we've powered growth nationwide.
Client Satisfaction
Rated excellent for fast approvals, transparent terms, and same day merchant cash advance options.
Average Funding Time
Get working capital in as little as 24 hours with our streamlined approval process.
Apply in minutes, get matched, and receive funding quickly — same day available.
Step 01
Apply Online
Submit a simple application with your business details — only basic info required. Bad credit OK.
Step 02
Get Matched
We review your information and connect you with suitable financing options.
Step 03
Receive Funding
Once approved, funding is processed quickly — same day business funding available.
Step 04
Grow Your Business
Use the capital to expand, manage cash flow, or invest — we're with you at every stage.
Don't just take our word for it — hear what our clients have to say about their experience with our merchant cash advance and business funding solutions.
"HarbourFundingSolutions helped us secure a merchant cash advance for our restaurant within 48 hours. Their team was professional, responsive, and found us the perfect working capital solution. Bad credit wasn't an issue — they looked at our revenue instead."
Owner, TechStart Solutions
"The team made our trucking business funding seamless. They guided us every step of the way and we received a same day merchant cash advance. Our business has grown 40% since working with HarbourFundingSolutions."
Owner, Chen Construction Group
"Working with HarbourFundingSolutions was a game-changer for our eCommerce business. They provided Amazon seller financing and revenue based funding that helped us scale during Q4. The entire process was transparent and efficient."
Owner, Casa Bella Restaurants
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1,200+
Businesses Funded
98%
Client Satisfaction
24-48h
Avg. Funding Time
About HarbourFundingSolutions
We are a business financing solutions provider focused on helping small and medium-sized businesses access merchant cash advances, working capital loans, business lines of credit, and revenue based financing. Our mission is to simplify the funding process by connecting business owners with flexible loan options — including bad credit business loans and unsecured business funding — through a network of trusted financial partners. We believe every business deserves the opportunity to grow with the right financial support, no collateral required.
Ready to Grow?
Apply now for merchant cash advance, working capital loan, or same day business funding. Bad credit OK. No collateral required.